PRIVACY POLICY

Your privacy matters. Learn how we protect your personal data

Effective Date: May 22, 2025


Data Security

PCI DSS Level 1 compliant, encrypted storage

GDPR Compliant

Full compliance with EU protection regulations

Minimal Collection

We only collect data necessary for service

Your Rights

Access, rectify, erase, and securely port your data





Who We Are and What This Notice Covers




Personal Data We Collect


We collect only what is necessary to operate the service and meet legal obligations:

Payment Data Security

Card payments are processed by a PCI DSS Level 1–compliant payment gateway using hosted fields/redirect. Card data is entered on the provider’s secure page and does not traverse our servers. We receive only payment tokens and masked PAN (last four digits) and never store full PAN or sensitive authentication data.

We maintain an account balance ledger for customer purchases on mrcoda.com. Account balances are not e-money, bank deposits, or regulated stored-value instruments. Balances cannot be withdrawn, transferred to third parties, or converted to cash. We process balance-related data (deposits, usage, expiration) as part of our service delivery and retain balance transaction records in accordance with our data retention schedule.

We do not intentionally collect special category data. If such data is received inadvertently, we protect and handle it under applicable law and our policies.



Sources of Personal Data




Purposes and Lawful Bases (GDPR)


We process personal data for:

  • Contractual necessity – Provide the service, deliver codes, customer support
  • Legitimate interests – Fraud prevention, service security, troubleshooting, analytics consistent with privacy expectations
  • Legal obligations – Tax/audit record keeping; responding to lawful requests
  • Consent – Where required (e.g., marketing emails; non-essential cookies)
  • Account balance administration — Processing deposits, usage, refunds to balance, and expiration in accordance with our Terms of Use (contractual necessity and/or legitimate interests)


Cookies and Similar Technologies




Disclosures and Processors




International Transfers




Security Measures



Encryption

Enforced TLS (1.2+) for web/API traffic, encryption of sensitive data at rest

Access Control

MFA for administrative/sensitive access, salted cryptographic password hashing

Monitoring

Centralized logging and monitoring, vulnerability management


Testing

Quarterly external ASV scans, annual penetration testing

Backup

Encrypted off-site backups with documented restore tests

Data Protection

We never log sensitive card authentication data



Data Retention



Data Type
Retention Period
Customer account (name/email/phone)
Active period + 24 months
Transaction records (no full PAN)
7 years
Support tickets
24 months
IP/device logs
12 months



Your Rights



Access

Request a copy of your personal data

Rectification

Correct inaccurate personal data

Erasure

Request deletion of your data


Restriction

Limit processing of your data

Portability

Receive your data in a portable format

Object/Withdraw

Object to processing or withdraw consent


How to Exercise Your Rights

To exercise your rights, contact [email protected]. We verify identity before fulfilling requests and respond within statutory timeframes (typically ≤30 days in the EU; ≤45 days under CCPA). We may request additional information to verify your identity and to secure your account.



Children’s Privacy


Our services are intended solely for individuals who are at least 18 years of age or the age of legal majority in their jurisdiction, whichever is higher. Our website and services are not directed to children under 18.

We do not knowingly collect, use, or disclose personal data from individuals under 18 years of age. We do not knowingly sell or share personal information of minors.

If you are a parent or legal guardian and believe that your child has:

Please contact us immediately at [email protected]. Upon verification, we will:

Parents and guardians are responsible for supervising their children’s online activities. We are not liable for any unauthorized use of our services by minors or for any purchases made by minors without parental consent.



Complaints




Updates to This Policy




Contact Our Privacy Team


General Inquiries
24-48 hours response
Partnership
B2B opportunities
Security
24/7 monitored